SmartLoan 1.0.1 APK

Fulfill your financial needs 7*24 completely online.
SmartLoan is one of India’s loan platforms which provide Indian mobile users with high quality loan services. With intelligent online loan process customers could apply a loan anytime anywhere. Computer review process makes users wait little time after the loan application.

WHY SmartLoan?
1. No credit history required; Simple 3 steps and only Aadhaar and PAN card required.
2. 100% online process & 24x7 access to loans: Only with one mobile, users can apply loan anywhere anytime Computer reviewed automatically.
3. Computer code Automatically reviewed: Users get the review result soon and once approved, loan amount will be immediately disbursed to user’s bank account.
4. As the credit score grows, the loan amount gradually increases.
5. Variety of convenient repayment methods.

To get loan from SmartLoan, users need to be:
1. An Indian resident.
2. Between 18-60 years old.
3. Salaried/self-employed with regular source of income.

Product features:
1. Loans Amount: ₹ 3,000 to ₹ 50,000.
2. Loan Tenure: 91 to 365 days.
3. APR: Up to 30% according to customer's credit score.
4. Service fee: 1%~8% according to customer's credit history.
5. No membership or upfront fees.

Example:
If the loan amount is Rs. 20,000, APR is 30% and service fee is 5% with the tenure of 91 days, the total amount to pay on the due date is
Interest = 20,000 x 30%/365 x 91 = 1495
Service fee = 20,000*5% = 1000
Total amount disbursed will be 19,000 (20,000 – 1,000)
Total amount to repay will be 21,495 (20,000 + 11495)
Monthly amount to repay will be 7,165 (21,495 / 3)

Penalty is charged only when someone delays their scheduled payment.

Steps to apply a loan on SmartLoan:
1.Download the App and install.
2.Register an account with your mobile number.
3.Fill in basic information.
4.Agree and E-sign the agreement, waiting for approval.
5.Wait for the money.

Security
All the transactions are secured via a 256-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent. Your data is totally safe with us.

Contact:
Customer Service Email: [email protected]