PSB UnIC 3.1.8 APK

BHIM PSB is a Unified Payment Interface App launched by Punjab and Sind Bank.
Unified payment Interface (UPI) is a single interface across all payment systems developed by National Payment Corporation of India (NPCI). It is a platform where customer can link any bank account maintained with different banks under single UPI Application, by using his registered mobile number and transact through these accounts 24 x 7 in a hassle free manner.

UPI allows users to transfer money between any two parties via smart phone through a payment identifier like UPI ID without mentioning the details of your Bank account.

The different modes for transferring funds using BHIM PSB are:

• Payment through UPI ID
• Payment through Account Number and IFSC
• Payment through Mobile Number and MMID
• Collect / Pull money through UPI ID

To avail UPI facility, User need to create a UPI ID by entering the word/character/name/number of his choice. UPI ID format of PSB is name@psb. One UPI ID can be linked to multiple Bank accounts. Also one account may have multiple UPI ID. You only have to select your primary account which will be default account to receive payments for particular UPI ID.

User may also create multiple UPI ID post login into the APP.

After UPI ID creation, next step is to link your bank account with UPI ID and generate your UPI PIN of 6 digit by validating your debit card details. User can add any bank account where his mobile number is registered.

Once linked, just quote your UPI ID instead of account number and IFSC to make or receive payments.

User may also collect money by sending collect request to other user using his/her UPI ID.

QR Code functionality is also available in the App. User can just Scan QR Code generated by any UPI App and Pay the money. User may also generate their own QR code to receive payments.

Features of BHIM PSB :

• BHIM PSB use two factor authentication. At the time of registration your device
binding shall be done at server level.
• All PSB as well as Non PSB customer can use PSB_UPI App to send, receive or make
payments to anyone.
• User can add multiple bank accounts under PSB_UPI App
• User can transfer money using UPI ID to any bank account.
• User can add the beneficiaries just by entering his account detail or UPI ID
• Fund transfers are instant, 24 x 7, 365 days and absolutely free of cost and take place in a completely safe and secure manner.
• User can also check the balance of your linked accounts
• User can make merchant payment by just entering your UPI PIN.
• User can also make payment by scanning UPI QR Code or Bharat QR Code through scan and pay functionality.
• User can collect payment by sharing QR Code generated through BHIM PSB.
• User can also block UPI ID and report SPAM too.

So avail this facility and download BHIM PSB , a UPI App launched by Punjab and Sind Bank and make a digital India.