Ocean Cash - Ocean Credit 1.0.2 APK
- Version: 1.0.2
- File size: 32.60MB
- Requires: Android 4.0+
- Package Name: com.ocean.cash.loan.ocean.small.loan.bank
- Developer: Oceanic Financial Services Limited
- Updated Aug 12, 2022
- Price: Free
- Rate 4.50 stars – based on 10 reviews
Fix display bug
Ocean Cash is one of India’s loan platforms which provide Indian mobile users with high quality loan services.
Loan application process is secure and safe. Ocean Cash promises that we will not share customer’s information to anyone without consent.
Ocean Cash does not directly participate in lending activities, but only provides a platform to facilitate registered non-bank financial companies (NBFC) or banks to lend users
One of our primary partner NBFCs – Oceanic Financial Services Limited is a Systemically Important NBFC within Cooperate with Ocean Cash to develop online business.
WHY Ocean Cash?
1.Loans Amount: ₹ 2,000 to ₹ 50,000
2.Loan Tenure: 95days ~ 365days
3.24x7 access to loans with intelligent online process
4.Unsuccessful application will not incur any fees
WHO can apply?
1.An Indian Citizen.
2.Between 18-60 years old.
3.Salaried/self-employed with regular source of income.
Loan information
1.APR: Up to 33% according to customer's credit score.
2.Service fee: 2%~8% according to customer's credit history.
Example:
If the loan amount is Rs. 20,000, APR is 30% and service fee is 5% with the tenure of 95 days, the total amount to pay on the due date is:
Interest = 20,000 x 30%/365 x 95 = 1562
Service fee = 20,000*5% = 1000
Total amount disbursed will be 19,000 (20,000 – 1,000)
Total amount to repay will be 21,562 (20,000 + 1562)
Monthly amount to repay will be 7,187 (21,562 / 3)
Apply process
1.Download Ocean Cash application from google play store.
2.Register a account with a phone number.
3.Choose your loan amount and loan tenure.
4.Fill in info.
5.Loan review and cash disbursement.
Contact:
Customer Service Email: [email protected]
Address: Sco 196 197sector 34 A Chandigarh U T Chandigarh India