iEasyLoan - Easy Personal Loan Quick Online 1.6.0 APK
- Version: 1.6.0
- File size: 6.48MB
- Requires: Android 4.2+
- Package Name: com.frogx.ieasyloan
- Developer: Loan Product Expert
- Updated Jun 23, 2020
- Price: Free
- Rate 4.20 stars – based on 19813 reviews
iEasyLoan is a modern and famous well-developed platform which provides pure online personal loan service with high quality to its users. iEasyLoan is presented by Golden Digger Technology Private Limited. Users submit their profile and loan application on their own mobile phone. iEasyLoan audit and disburse cash quickly to users bank account. With our excellent financial technology, eligible users could get money easily and quickly. The average processing time from loan apply to disbursal success is less than half an hour, which has a leading position in the personal loan field.
Why iEasyLoan ?
1. iEasyLoan aims to personal pure online loan with 7 * 24 service
2. Loan service is available across all India
3. iEasyLoan audits and disburses very quickly, mostly less than 30 minutes
4. Modern information technologies are used to promote audit ratio
5. It is very easy and simple to apply loan, just using your mobile phone and digital profile
6. Regular customers with good credit could have higher limit and lower interest and fee
7. We're listening from you. Your feedback is very important to loan products
Eligibility:
1. Indian Resident.
2. Above the age of 21 years
3. Source of a monthly income.
Loan Service Characteristics:
1. Easy to Apply: 100% online, and use your phone anytime anywhere
2. Quickly to Get Money: disburse to your bank account in 5 minutes once approved
3. Loan Limit: ₹5,000 ~ ₹ 800,000
4. Interest Rates: minimum APR is 10%, maximum APR is 33% ( Annual Percentage Rate, APR )
5. Tenure: minimum tenure is 3 Months, maximum tenure is 20 Months
Loan Subject and Fees Example in detail:
Loan subject and fees of iEasyLoan comply with all India regulations on NBFC and the play store policy. For example, if the loan amount is ₹12,000 with tenure of 91 days, then the loan subject and fees are as follows:
1. Loan principal: ₹12,000
2. Maximum Interest in total: ₹12,000 * 33% / 365 * 91 = ₹ 987.3 ( Less interest for users with good credit )
3. Processing Fees: This fee is standard practice across all India financial institution for performing credit checks, bank account validations, auditors hiring, etc. The processing fee is ONLY charged once with 14% of principal, i.e., ₹12,000 * 14% = ₹ 1680 ( Less or no processing fees is applicable for regular customers with good credit )
4. Late charge: This fee is ONLY applicable when borrowers repay bill overdue. There is NO late charge when you repay on time or in advance. This fee is standard practice across all India financial institution. Late charge is 2% of overdue principal. For example, if you have ₹1000 overdue of principal, then the late charge is ₹20.
How iEasyLoan works?
1. Install iEasyLoan APP from the Play Store
2. Register an account using your mobile phone
3. Fill your personal information and submit
4. iEasyLoan grant you with credit in some minutes
5. Submit loan apply after get your loan credit limit
6. Auditor may ask your some questions on phone
7. Get your money in your bank account once approved
Security:
Your information is ONLY used to audit loan apply and contact when collection. We keep your information using many encrypt rules and safe guards. We do not share your data with any third parties without your consent. Your data is totally safe with us.
About Us:
iEasyLoan, easy online personal loan, focus on personal online loan with modern information technologies like big data, cloud computing, device fingerprint etc. We aim to provide simple and cheap financial service to millions of mobile internet users.
If you have any questions, please contact us using following ways.
Customer Service Email: [email protected]
Working Hours: 9 am to 18 pm (Monday to Friday)
Privacy Policy: http://www.ieasyloan.in/pricacyPolicy.html
Address: Unit number 425, 4th floor tower A, Spaze IT park, Sohna road,sector49, Gurgaon, Haryana, India, 122018